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Apply for finance

The team at Finance Central are specialists when it comes to arranging finance for new and used vehicles.

They can provide you with:

  • Competitive interest rates and finance terms
  • Repayments to suit most budgets
  • Full disclosure around how repayments are calculated
  • Ability to use your trade-in as a deposit
  • Options if you don't have a deposit or trade
  • An application process that is quick and easy

Whether it’s your first time lending, you’re a seasoned pro or even if you’ve had a few slip ups with credit in the past, we are confident they can tailor a finance package that you are completely comfortable with - one that suits both your budget and lifestyle.

To begin the online application process with Finance Central simply click the ‘Begin’ button below. The entire process is online and they can often have you approved for finance within minutes.


To complete their application you must:

  • be a New Zealand citizen or permanent resident who currently resides in New Zealand
  • be 18 years of age or older
  • a New Zealand bank account with online banking access
  • ongoing consistent income that is deposited regularly into your bank account
  • a current, valid NZ Drivers Licence
  • a current email address and a valid NZ mobile phone number

Please Note: A finance application in no way commits you to having to accept a loan if your application is successful. If you have any questions about the application process please just let us know here.

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